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What is a POS? |
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A type of managed care health insurance plan. Benefit levels vary depending on whether you receive your care in or out of the health insurance company's network of providers. POS plans combine elements of both HMO and PPO plans. As a member of a POS plan, you will likely be required to designate a primary care physician who will then make referrals to network specialists when needed. You may receive care from non-network providers but with greater out-of-pocket costs. With a POS plan, you may be responsible for co-payments, coinsurance and an annual deductible. |
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Which NJ Health Carriers Offer a POS Design? |
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