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Answer Center HOME > ANSWER CENTER > PPO
What is a PPO?
   
  A type of managed care health insurance plan that allows you, as a member, to visit whatever in-network physician or healthcare provider you wish without first requiring a referral from a primary care physician. Services will typically be covered at a higher benefit level when rendered by a network provider. As a member of a PPO plan, you will not be required to choose a primary care physician, but may self-refer to specialists of your choice. PPO plans may require co-payments or coinsurance, and almost always require that you pay an annual deductible before coverage begins.
   
  Which NJ Health Carriers Offer a PPO Design?
 
   
Aetna Cigna
Horizon Oxford
   
 
     
     
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